21180 N Tecate DrWhite HillsAZ86445
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 21180 N Tecate Dr, White Hills, AZ, 86445 in White Hills. Rental yield 4.87%. At $429,000 with 4.87% gross yield, current distributions are modest, but the 5% appreciation rate projects $118,525 in new equity by year five, complemented by $3,951/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.90) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $111,064.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.9% | 6.2% |
| Monthly Cash Flow | $(802) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,742 |
| Total Monthly Debt Service | $2,365 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2002
2.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86445, Willow Beach, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 403 (100%) |
| Owner Occupied HU | 189 (46.9%) |
| Renter Occupied HU | 19 ( 4.7%) |
| Vacant Housing Units | 195 (48.4%) |
| Median Home Value | $72,500 |
| Average Home Value | $120,542 |
Housing Distribution
Address Breakdown
Residential
308
Single Family
166
Multi-Family
142
Businesses
5
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2002
2.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86445, Willow Beach, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 403 (100%) |
| Owner Occupied HU | 189 (46.9%) |
| Renter Occupied HU | 19 ( 4.7%) |
| Vacant Housing Units | 195 (48.4%) |
| Median Home Value | $72,500 |
| Average Home Value | $120,542 |
Housing Distribution
Address Breakdown
Residential
308
Single Family
166
Multi-Family
142
Businesses
5
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michelene Provo • Cactus Wren Realty, LLC
Mls Name: WARDEX
Mls ID: #034963