AI-Native Real Estate Investing
Monthly Rental Income
$3,000
Monthly Cashflow
$488
DSCR Loan Available
Monthly Rental Income
$2,880
Monthly Cashflow
$682
DSCR Loan Available
Monthly Rental Income
$5,160
Monthly Cashflow
$698
DSCR Loan Available
Qualify based on rental
income vs. personal income
Featured In:
Featured In
All-In-One Investment Platform
Everything you need to find, analyze, and finance your next cash flowing property investment - all in one place.
Instant ROI & Cash Flow Analysis
Know profitability upfront with Ziffy's built-in analytics. See projected ROI, cash flow, and rental income estimates for any MLS listing.
DSCR Mortgage Financing
Qualify based on rental income, not personal DTI, with Ziffy's investor-first DSCR mortgages for faster, simpler financing.
*DSCR - Debt Service Coverage Ratio
Rental Insights for Short- & Long-Term Rentals
Use Ziffy's data-driven insights to spot top-performing Airbnb and traditional rentals -making profitable investment effortless.
How It Works
How It Works
How It Works
Find Cash Flow Rentals
Set price, ROI & cash-flow filters; we surface live MLS and offline deals that match.
Instantly Analyze ROI Metrics
One click shows rent comps, cash flow, cash-on-cash returns, 5-yr equity & appreciation projections.
Pre-Qualify with DSCR Loans
DSCR financing that qualifies you on rental income v/s personal DTI
Connect with Local Investor-Friendly Agents
Explore listings with Ziffy's investor-friendly agent network, make an offer on your favorite property, and finalize your dream home.
Start Loan Process & Close the Deal
Conduct a home inspection, sign the purchase contract, upload docs on our loan portal, e-sign, and let our team coordinate appraisal, title & closing.
Grow Your Portfolio – Cash-out, Re-Invest, Repeat
Refi to tap built-up equity for the next down-payment—then rinse and repeat.
The Love ❤️ We Get
Check if your investment property qualifies for DSCR financing in just a few clicks
DSCR Loan Calculator
DSCR
Your calculated DSCR value is 0This is just an estimate. Actual loan terms may vary based on property characteristics, location, credit, and other factors.
Investment Summary
YEAR 1
YEAR 5
Cumulative Return on cash invested at the end of
Year 1: 0.00%, Year 5: 0.00%
FAQs
What is Ziffy.ai?
Who is Ziffy.ai for?
How is Ziffy.ai different from traditional real estate websites?
How does Ziffy’s AI-native real estate investing platform help me find deals?
Can I save property searches on the platform?
What is a DSCR loan, and how does it work?
A DSCR loan is an investment property loan that qualifies primarily based on the property’s rental income rather than your personal income or debt-to-income ratio. The basic formula is:
DSCR = Gross Rental Income ÷ PITIA
PITIA includes principal, interest, taxes, insurance, and HOA dues when applicable.
What property types can Ziffy Mortgage finance with a DSCR loan?
Ready to Fund Your Next Deal, On Your Terms?
Explore Ziffy's Investment Properties
Find rental properties with high ROI, cash flow analysis, and DSCR loan options nationwide.