16800 Climax RdJacksonCA95642
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 16800 Climax Rd, Jackson, CA, 95642 in Jackson deserves attention. This $585,000 property earns $5,086/mo in rent, a 10.43% gross yield, and nets $1,467/mo after the $2,631/mo payment. DSCR 1.93 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $161,625 compounds alongside $5,388/yr in yearly equity build, for a total cumulative return of $316,215.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.0% |
| Monthly Cash Flow | $1,467 | $350 |
City averages based on Jackson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,086 |
| Total Monthly Debt Service | $3,386 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95642, Jackson, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,660 (100%) |
| Owner Occupied HU | 2,160 (59.0%) |
| Renter Occupied HU | 1,117 (30.5%) |
| Vacant Housing Units | 383 (10.5%) |
| Median Home Value | $517,516 |
| Average Home Value | $581,959 |
Housing Distribution
Address Breakdown
Residential
3,095
Single Family
2,801
Multi-Family
294
Businesses
724
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95642, Jackson, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,660 (100%) |
| Owner Occupied HU | 2,160 (59.0%) |
| Renter Occupied HU | 1,117 (30.5%) |
| Vacant Housing Units | 383 (10.5%) |
| Median Home Value | $517,516 |
| Average Home Value | $581,959 |
Housing Distribution
Address Breakdown
Residential
3,095
Single Family
2,801
Multi-Family
294
Businesses
724
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices