12761 7th StChinoCA91710
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 12761 7th St, Chino, CA, 91710 in Chino deserves attention. This $589,900 property earns $4,940/mo in rent, a 10.05% gross yield, and nets $1,265/mo after the $2,653/mo payment. DSCR 1.86 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $162,978 compounds alongside $5,433/yr in yearly equity build, for a total cumulative return of $305,140.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.0% |
| Monthly Cash Flow | $1,265 | $1,200 |
City averages based on Chino market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,940 |
| Total Monthly Debt Service | $3,441 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1918
6,650 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91710, Chino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,910 (100%) |
| Owner Occupied HU | 15,848 (63.6%) |
| Renter Occupied HU | 8,416 (33.8%) |
| Vacant Housing Units | 646 ( 2.6%) |
| Median Home Value | $678,992 |
| Average Home Value | $710,109 |
Housing Distribution
Address Breakdown
Residential
24,362
Single Family
21,899
Multi-Family
2,463
Businesses
3,155
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1918
6,650 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91710, Chino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,910 (100%) |
| Owner Occupied HU | 15,848 (63.6%) |
| Renter Occupied HU | 8,416 (33.8%) |
| Vacant Housing Units | 646 ( 2.6%) |
| Median Home Value | $678,992 |
| Average Home Value | $710,109 |
Housing Distribution
Address Breakdown
Residential
24,362
Single Family
21,899
Multi-Family
2,463
Businesses
3,155
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices