Plan 2 Plan, The Grove at MercedWest CovinaCA91790
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingPlan 2 Plan, The Grove at Merced, West Covina, CA, 91790 in West Covina is a stable, well-positioned rental at $749,500. Rental yield 6.72%. DSCR 1.25 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $207,073 in value and $6,903/yr in principal paydown builds equity, a total projected return of $235,340.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.7% | 6.0% |
| Monthly Cash Flow | $(783) | $600 |
City averages based on West Covina market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,199 |
| Total Monthly Debt Service | $4,683 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2026
N/A lot
$N/A/sqft
$345 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91790, West Covina, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,495 (100%) |
| Owner Occupied HU | 8,554 (59.0%) |
| Renter Occupied HU | 5,346 (36.9%) |
| Vacant Housing Units | 595 ( 4.1%) |
| Median Home Value | $762,307 |
| Average Home Value | $824,076 |
Housing Distribution
Address Breakdown
Residential
13,674
Single Family
11,890
Multi-Family
1,784
Businesses
1,155
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2026
N/A lot
$N/A/sqft
$345 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91790, West Covina, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,495 (100%) |
| Owner Occupied HU | 8,554 (59.0%) |
| Renter Occupied HU | 5,346 (36.9%) |
| Vacant Housing Units | 595 ( 4.1%) |
| Median Home Value | $762,307 |
| Average Home Value | $824,076 |
Housing Distribution
Address Breakdown
Residential
13,674
Single Family
11,890
Multi-Family
1,784
Businesses
1,155
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • RC Homes Inc
Mls Name: RC Homes
Mls Provider:
Mls ID: #N/A