



A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Union bridge at Stem Rd, Union bridge, MD, 21791 with 5% annual appreciation on a $129,667 basis while $4,243/mo rent supports operations. Total monthly income totals $4,243/mo and a $635/mo payment preserves $3,427/mo for cash returns. Annual cash flow comes to $41,123/yr on $42,985 deployed, and return on cash invested reaches 115.58% in year one. Equity gained on principal adds $837/yr, and five-year appreciation sums $35,825 alongside rental yield of 39.27%. Five-year ROI measures 616% and total cumulative return in cash totals $264,786.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $4,243/mo property income versus a $635/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Home Type Unknown
Built in N/A
3.42 Acres lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 21791, Union Bridge, MD area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,187 (100%) |
| Owner Occupied HU | 1,692 (77.4%) |
| Renter Occupied HU | 376 (17.2%) |
| Vacant Housing Units | 119 ( 5.4%) |
| Median Home Value | $529,442 |
| Average Home Value | $601,399 |
Residential
1,812
Single Family
1,791
Multi-Family
21
Businesses
68
Date | Event | Price |
|---|---|---|
| 2020-08-04 | Sold | $30,000 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2025-11-04 | $1525.24 | 4.28% | $129,667 | 0.18% |
| 2024-11-04 | $1462.59 | 0.18% | $129,433 | 0.18% |
| 2023-11-04 | $1459.96 | 0.05% | $129,200 | N/A |



Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A