909 Vine StLa CrosseWI54601
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow909 Vine St, La Crosse, WI, 54601 in La Crosse earns its strong cash-flow label: 16.48% yield, $2,668/mo rent, $1,341/mo net income, DSCR 3.06. The $194,200 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $53,654 by year five. Combined with $1,789/yr in principal paydown, total projected return reaches $160,574.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.5% | 5.8% |
| Monthly Cash Flow | $1,341 | $450 |
City averages based on La Crosse market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,668 |
| Total Monthly Debt Service | $1,249 |
| DSCR Ratio | 2.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1884
2,584 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54601, La Crosse, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,206 (100%) |
| Owner Occupied HU | 11,616 (50.1%) |
| Renter Occupied HU | 10,304 (44.4%) |
| Vacant Housing Units | 1,286 ( 5.5%) |
| Median Home Value | $271,768 |
| Average Home Value | $326,762 |
Housing Distribution
Address Breakdown
Residential
21,760
Single Family
17,099
Multi-Family
4,661
Businesses
1,313
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1884
2,584 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54601, La Crosse, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,206 (100%) |
| Owner Occupied HU | 11,616 (50.1%) |
| Renter Occupied HU | 10,304 (44.4%) |
| Vacant Housing Units | 1,286 ( 5.5%) |
| Median Home Value | $271,768 |
| Average Home Value | $326,762 |
Housing Distribution
Address Breakdown
Residential
21,760
Single Family
17,099
Multi-Family
4,661
Businesses
1,313
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices