5241 33rd STREET SOUTH South UNIT #4La CrosseWI54601
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. 5241 33rd STREET SOUTH South UNIT #4, La Crosse, WI, 54601 in La Crosse achieves 1.73, rent of $1,297/mo covers the $751/mo payment 1.5x over at $167,000. Rental yield 9.32%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $46,139 over five years, with $1,538/yr in principal reduction bringing total projected return to $62,446.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 5.8% |
| Monthly Cash Flow | $(34) | $450 |
City averages based on La Crosse market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,297 |
| Total Monthly Debt Service | $1,264 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1988
N/A lot
$N/A/sqft
$200 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54601, La Crosse, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,206 (100%) |
| Owner Occupied HU | 11,616 (50.1%) |
| Renter Occupied HU | 10,304 (44.4%) |
| Vacant Housing Units | 1,286 ( 5.5%) |
| Median Home Value | $271,768 |
| Average Home Value | $326,762 |
Housing Distribution
Address Breakdown
Residential
21,760
Single Family
17,099
Multi-Family
4,661
Businesses
1,313
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1988
N/A lot
$N/A/sqft
$200 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54601, La Crosse, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,206 (100%) |
| Owner Occupied HU | 11,616 (50.1%) |
| Renter Occupied HU | 10,304 (44.4%) |
| Vacant Housing Units | 1,286 ( 5.5%) |
| Median Home Value | $271,768 |
| Average Home Value | $326,762 |
Housing Distribution
Address Breakdown
Residential
21,760
Single Family
17,099
Multi-Family
4,661
Businesses
1,313
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Becky Chrisinger • Coldwell Banker River Valley, REALTORS
Mls Name: WIREX MLS
Mls Provider:
Mls ID: #1911714
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.