2534 Onalaska AVENUELa CrosseWI54603
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 2534 Onalaska AVENUE, La Crosse, WI, 54603 in La Crosse deserves attention. This $168,000 property earns $1,642/mo in rent, a 11.73% gross yield, and nets $514/mo after the $755/mo payment. DSCR 2.17 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $46,415 compounds alongside $1,547/yr in yearly equity build, for a total cumulative return of $97,227.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 5.8% |
| Monthly Cash Flow | $514 | $450 |
City averages based on La Crosse market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,642 |
| Total Monthly Debt Service | $1,061 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1919
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54603, La Crosse, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,285 (100%) |
| Owner Occupied HU | 3,547 (48.7%) |
| Renter Occupied HU | 3,361 (46.1%) |
| Vacant Housing Units | 377 ( 5.2%) |
| Median Home Value | $211,498 |
| Average Home Value | $270,956 |
Housing Distribution
Address Breakdown
Residential
6,908
Single Family
5,749
Multi-Family
1,159
Businesses
588
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1919
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54603, La Crosse, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,285 (100%) |
| Owner Occupied HU | 3,547 (48.7%) |
| Renter Occupied HU | 3,361 (46.1%) |
| Vacant Housing Units | 377 ( 5.2%) |
| Median Home Value | $211,498 |
| Average Home Value | $270,956 |
Housing Distribution
Address Breakdown
Residential
6,908
Single Family
5,749
Multi-Family
1,159
Businesses
588
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices