8 Central PlSouth HamiltonMA01982
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 8 Central Pl, South Hamilton, MA, 01982 in South Hamilton deserves attention. This $134,500 property earns $3,137/mo in rent, a 27.99% gross yield, and nets $2,289/mo after the $605/mo payment. DSCR 5.19 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $37,160 compounds alongside $1,239/yr in yearly equity build, for a total cumulative return of $198,390.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 28% | 5.5% |
| Monthly Cash Flow | $2,289 | $350 |
City averages based on South Hamilton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,137 |
| Total Monthly Debt Service | $794 |
| DSCR Ratio | 3.95x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1870
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01982, South Hamilton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,961 (100%) |
| Owner Occupied HU | 2,322 (78.4%) |
| Renter Occupied HU | 397 (13.4%) |
| Vacant Housing Units | 242 ( 8.2%) |
| Median Home Value | $804,116 |
| Average Home Value | $886,549 |
Housing Distribution
Address Breakdown
Residential
2,698
Single Family
2,514
Multi-Family
184
Businesses
215
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1870
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01982, South Hamilton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,961 (100%) |
| Owner Occupied HU | 2,322 (78.4%) |
| Renter Occupied HU | 397 (13.4%) |
| Vacant Housing Units | 242 ( 8.2%) |
| Median Home Value | $804,116 |
| Average Home Value | $886,549 |
Housing Distribution
Address Breakdown
Residential
2,698
Single Family
2,514
Multi-Family
184
Businesses
215
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices