743 Sandy LoopHortenseGA31543
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 743 Sandy Loop, Hortense, GA, 31543 in Hortense at $120,000 earns $1,507/mo in rent and nets $182/mo after the $540/mo payment, a 9.12% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $33,154 over five years. Ziffy Mortgage underwrites this on a 2.79 DSCR without U.S. credit history. With $1,105/yr in principal paydown, total projected return reaches $95,397.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $182 | $1,200 |
City averages based on Hortense market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,507 |
| Total Monthly Debt Service | $683 |
| DSCR Ratio | 2.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1995
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31543, Hortense, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,316 (100%) |
| Owner Occupied HU | 1,592 (68.7%) |
| Renter Occupied HU | 317 (13.7%) |
| Vacant Housing Units | 407 (17.6%) |
| Median Home Value | $120,833 |
| Average Home Value | $175,198 |
Housing Distribution
Address Breakdown
Residential
2,019
Single Family
2,019
Multi-Family
0
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1995
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31543, Hortense, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,316 (100%) |
| Owner Occupied HU | 1,592 (68.7%) |
| Renter Occupied HU | 317 (13.7%) |
| Vacant Housing Units | 407 (17.6%) |
| Median Home Value | $120,833 |
| Average Home Value | $175,198 |
Housing Distribution
Address Breakdown
Residential
2,019
Single Family
2,019
Multi-Family
0
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tori Thornton • Coldwell Banker Access Realty BWK
Mls Name: GIAOR
Mls ID: #1653983
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.