7125 Dewberry StOcean SpringsMS39564
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 7125 Dewberry St, Ocean Springs, MS, 39564 in Ocean Springs is narrow, $174/mo net on $1,708/mo rent after the $1,101/mo debt service, but the property operates at break-even-plus, not a loss. At $244,900 with a 8.37% yield, the long-run equity case via 5% appreciation ($67,661 over five years) and $2,256/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.55 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $104,239.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.5% |
| Monthly Cash Flow | $174 | $420 |
City averages based on Ocean Springs market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,708 |
| Total Monthly Debt Service | $1,436 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1984
0.29 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1984
0.29 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Glen Odem • New Horizons Realty, Inc.
Mls Name: MLS United
Mls ID: #4087667
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2024 MLS United, LLC.