65 Derow CtSacramentoCA95833
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 65 Derow Ct, Sacramento, CA, 95833 in Sacramento deserves attention. This $333,000 property earns $3,816/mo in rent, a 13.75% gross yield, and nets $1,316/mo after the $1,497/mo payment. DSCR 2.55 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $92,002 compounds alongside $3,067/yr in yearly equity build, for a total cumulative return of $212,897.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.8% | 4.8% |
| Monthly Cash Flow | $1,316 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,816 |
| Total Monthly Debt Service | $2,367 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1972
1,307 sqft lot
$N/A/sqft
$410 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95833, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,279 (100%) |
| Owner Occupied HU | 7,342 (45.1%) |
| Renter Occupied HU | 8,328 (51.2%) |
| Vacant Housing Units | 609 ( 3.7%) |
| Median Home Value | $494,585 |
| Average Home Value | $552,164 |
Housing Distribution
Address Breakdown
Residential
16,008
Single Family
12,566
Multi-Family
3,442
Businesses
684
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1972
1,307 sqft lot
$N/A/sqft
$410 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95833, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,279 (100%) |
| Owner Occupied HU | 7,342 (45.1%) |
| Renter Occupied HU | 8,328 (51.2%) |
| Vacant Housing Units | 609 ( 3.7%) |
| Median Home Value | $494,585 |
| Average Home Value | $552,164 |
Housing Distribution
Address Breakdown
Residential
16,008
Single Family
12,566
Multi-Family
3,442
Businesses
684
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices