702 Garcia AveRosevilleCA95678
INVESTMENT ANALYSIS
Investment Verdict
Solid Income702 Garcia Ave, Roseville, CA, 95678 in Roseville is a solid income-producing rental, 8.95% gross yield, $3,244/mo rent, $553/mo net cash flow on a $435,000 buy. DSCR 1.66 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $120,182 and $4,006/yr in principal reduction project a total cumulative return of $200,587.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.5% |
| Monthly Cash Flow | $553 | $400 |
City averages based on Roseville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,244 |
| Total Monthly Debt Service | $2,518 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95678, Roseville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,474 (100%) |
| Owner Occupied HU | 9,447 (51.1%) |
| Renter Occupied HU | 8,264 (44.7%) |
| Vacant Housing Units | 763 ( 4.1%) |
| Median Home Value | $596,322 |
| Average Home Value | $652,176 |
Housing Distribution
Address Breakdown
Residential
17,419
Single Family
13,738
Multi-Family
3,681
Businesses
2,784
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1967
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95678, Roseville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,474 (100%) |
| Owner Occupied HU | 9,447 (51.1%) |
| Renter Occupied HU | 8,264 (44.7%) |
| Vacant Housing Units | 763 ( 4.1%) |
| Median Home Value | $596,322 |
| Average Home Value | $652,176 |
Housing Distribution
Address Breakdown
Residential
17,419
Single Family
13,738
Multi-Family
3,681
Businesses
2,784
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cindy Farkas • Century 21 Select Real Estate
Mls Name: MetroList Services of CA
Mls ID: #225087138