6029 Red Wolf PlWaldorfMD20603
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 6029 Red Wolf Pl, Waldorf, MD, 20603 in Waldorf is narrow, $187/mo net on $2,277/mo rent after the $1,439/mo debt service, but the property operates at break-even-plus, not a loss. At $320,000 with a 8.54% yield, the long-run equity case via 5% appreciation ($88,410 over five years) and $2,947/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.58 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $139,832.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.5% |
| Monthly Cash Flow | $187 | $450 |
City averages based on Waldorf market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,277 |
| Total Monthly Debt Service | $1,863 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1987
1,848 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20603, Waldorf, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,544 (100%) |
| Owner Occupied HU | 8,835 (76.5%) |
| Renter Occupied HU | 2,333 (20.2%) |
| Vacant Housing Units | 376 ( 3.3%) |
| Median Home Value | $443,284 |
| Average Home Value | $474,962 |
Housing Distribution
Address Breakdown
Residential
11,817
Single Family
11,051
Multi-Family
766
Businesses
410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1987
1,848 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20603, Waldorf, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,544 (100%) |
| Owner Occupied HU | 8,835 (76.5%) |
| Renter Occupied HU | 2,333 (20.2%) |
| Vacant Housing Units | 376 ( 3.3%) |
| Median Home Value | $443,284 |
| Average Home Value | $474,962 |
Housing Distribution
Address Breakdown
Residential
11,817
Single Family
11,051
Multi-Family
766
Businesses
410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices