55 Lee StHobokenGA31542
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 55 Lee St, Hoboken, GA, 31542 in Hoboken. At $195,000 it earns $1,461/mo in rent and distributes $280/mo to the owner after the $877/mo payment, a consistent 9.04% yield. DSCR 1.67 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $53,875 in value; $1,796/yr in principal paydown compounds ownership stake. Total projected return: $91,513.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 7.0% |
| Monthly Cash Flow | $280 | $1,200 |
City averages based on Hoboken market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,461 |
| Total Monthly Debt Service | $1,109 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2024
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31542, Hoboken, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,258 (100%) |
| Owner Occupied HU | 930 (73.9%) |
| Renter Occupied HU | 159 (12.6%) |
| Vacant Housing Units | 169 (13.4%) |
| Median Home Value | $124,405 |
| Average Home Value | $165,675 |
Housing Distribution
Address Breakdown
Residential
1,017
Single Family
1,017
Multi-Family
0
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2024
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31542, Hoboken, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,258 (100%) |
| Owner Occupied HU | 930 (73.9%) |
| Renter Occupied HU | 159 (12.6%) |
| Vacant Housing Units | 169 (13.4%) |
| Median Home Value | $124,405 |
| Average Home Value | $165,675 |
Housing Distribution
Address Breakdown
Residential
1,017
Single Family
1,017
Multi-Family
0
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Heather Fluker • eXp Realty, LLC
Mls Name: GIAOR
Mls ID: #1650836
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.