520 Lighthouse DrBluff DaleTX76433
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 520 Lighthouse Dr, Bluff Dale, TX, 76433 in Bluff Dale speaks for itself: 36.45% gross on a $105,000 price, generating $3,190/mo in rent and $2,418/mo in net income after the $472/mo debt service. DSCR 6.76, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $29,020 stacks alongside $29,010 in projected five-year appreciation and $967/yr in principal reduction. Projected total cumulative return: $196,023.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 36.5% | 6.2% |
| Monthly Cash Flow | $2,418 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,190 |
| Total Monthly Debt Service | $729 |
| DSCR Ratio | 4.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
5 Acres lot
$N/A/sqft
$295 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76433, Bluff Dale, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,035 (100%) |
| Owner Occupied HU | 746 (72.1%) |
| Renter Occupied HU | 155 (15.0%) |
| Vacant Housing Units | 134 (12.9%) |
| Median Home Value | $411,111 |
| Average Home Value | $523,616 |
Housing Distribution
Address Breakdown
Residential
841
Single Family
841
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
5 Acres lot
$N/A/sqft
$295 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76433, Bluff Dale, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,035 (100%) |
| Owner Occupied HU | 746 (72.1%) |
| Renter Occupied HU | 155 (15.0%) |
| Vacant Housing Units | 134 (12.9%) |
| Median Home Value | $411,111 |
| Average Home Value | $523,616 |
Housing Distribution
Address Breakdown
Residential
841
Single Family
841
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices