5 E Main StAdrianGA31002
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 5 E Main St, Adrian, GA, 31002 in Adrian speaks for itself: 15.31% gross on a $128,000 price, generating $1,633/mo in rent and $833/mo in net income after the $576/mo debt service. DSCR 2.84, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $10,002 stacks alongside $35,364 in projected five-year appreciation and $1,179/yr in principal reduction. Projected total cumulative return: $102,176.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.3% | 7.0% |
| Monthly Cash Flow | $833 | $300 |
City averages based on Adrian market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,633 |
| Total Monthly Debt Service | $749 |
| DSCR Ratio | 2.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1925
1.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31002, Adrian, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,295 (100%) |
| Owner Occupied HU | 849 (65.6%) |
| Renter Occupied HU | 254 (19.6%) |
| Vacant Housing Units | 192 (14.8%) |
| Median Home Value | $111,560 |
| Average Home Value | $153,274 |
Housing Distribution
Address Breakdown
Residential
1,025
Single Family
1,025
Multi-Family
0
Businesses
41
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1925
1.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31002, Adrian, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,295 (100%) |
| Owner Occupied HU | 849 (65.6%) |
| Renter Occupied HU | 254 (19.6%) |
| Vacant Housing Units | 192 (14.8%) |
| Median Home Value | $111,560 |
| Average Home Value | $153,274 |
Housing Distribution
Address Breakdown
Residential
1,025
Single Family
1,025
Multi-Family
0
Businesses
41
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices