480 Jackson RdWrightsvilleGA31096
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.39% yield at 480 Jackson Rd, Wrightsville, GA, 31096 in Wrightsville is solid, but the $495/mo payment compresses net cash flow to $192/mo at $110,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $30,391 by year five, and $1,013/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.74) without U.S. income documentation. Total projected return: $53,965.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.0% |
| Monthly Cash Flow | $192 | $200 |
City averages based on Wrightsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $861 |
| Total Monthly Debt Service | $626 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1996
4 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31096, Wrightsville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,435 (100%) |
| Owner Occupied HU | 1,598 (65.6%) |
| Renter Occupied HU | 567 (23.3%) |
| Vacant Housing Units | 270 (11.1%) |
| Median Home Value | $97,200 |
| Average Home Value | $154,349 |
Housing Distribution
Address Breakdown
Residential
2,353
Single Family
2,280
Multi-Family
73
Businesses
178
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1996
4 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31096, Wrightsville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,435 (100%) |
| Owner Occupied HU | 1,598 (65.6%) |
| Renter Occupied HU | 567 (23.3%) |
| Vacant Housing Units | 270 (11.1%) |
| Median Home Value | $97,200 |
| Average Home Value | $154,349 |
Housing Distribution
Address Breakdown
Residential
2,353
Single Family
2,280
Multi-Family
73
Businesses
178
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Zack Webb • Town & Country RE & Inv Co Inc
Mls Name: GAMLS
Mls ID: #10657285