456 English Neighborhood RdWoodstockCT06281
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow456 English Neighborhood Rd, Woodstock, CT, 06281 in Woodstock is a top-tier cash-flow asset. At $179,900 it produces $3,160/mo in rent and $1,937/mo in net monthly income, a 21.08% gross rental yield. The DSCR of 3.91 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $23,247. Five-year appreciation adds $49,703, driving a total cumulative return of $193,426.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 21.1% | 6.5% |
| Monthly Cash Flow | $1,937 | $200 |
City averages based on Woodstock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,160 |
| Total Monthly Debt Service | $1,151 |
| DSCR Ratio | 2.75x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
7.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06281, Woodstock, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,377 (100%) |
| Owner Occupied HU | 2,563 (75.9%) |
| Renter Occupied HU | 418 (12.4%) |
| Vacant Housing Units | 396 (11.7%) |
| Median Home Value | $440,777 |
| Average Home Value | $495,242 |
Housing Distribution
Address Breakdown
Residential
2,765
Single Family
2,741
Multi-Family
24
Businesses
141
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
7.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06281, Woodstock, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,377 (100%) |
| Owner Occupied HU | 2,563 (75.9%) |
| Renter Occupied HU | 418 (12.4%) |
| Vacant Housing Units | 396 (11.7%) |
| Median Home Value | $440,777 |
| Average Home Value | $495,242 |
Housing Distribution
Address Breakdown
Residential
2,765
Single Family
2,741
Multi-Family
24
Businesses
141
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices