25 Thayer Pond Dr #2OxfordMA01540
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. 25 Thayer Pond Dr #2, Oxford, MA, 01540 in Oxford achieves 1.66, rent of $2,689/mo covers the $1,619/mo payment 1.5x over at $359,999. Rental yield 8.96%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $99,461 over five years, with $3,316/yr in principal reduction bringing total projected return to $163,694.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.0% |
| Monthly Cash Flow | $(31) | $400 |
City averages based on Oxford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,689 |
| Total Monthly Debt Service | $2,126 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1987
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01540, Oxford, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,679 (100%) |
| Owner Occupied HU | 3,516 (75.1%) |
| Renter Occupied HU | 980 (20.9%) |
| Vacant Housing Units | 183 ( 3.9%) |
| Median Home Value | $395,171 |
| Average Home Value | $442,029 |
Housing Distribution
Address Breakdown
Residential
4,381
Single Family
3,996
Multi-Family
385
Businesses
324
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1987
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01540, Oxford, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,679 (100%) |
| Owner Occupied HU | 3,516 (75.1%) |
| Renter Occupied HU | 980 (20.9%) |
| Vacant Housing Units | 183 ( 3.9%) |
| Median Home Value | $395,171 |
| Average Home Value | $442,029 |
Housing Distribution
Address Breakdown
Residential
4,381
Single Family
3,996
Multi-Family
385
Businesses
324
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sarah Benoit • Keller Williams Pinnacle Central
Mls Name: MLS PIN
Mls ID: #73471671