431 Ridgewood StVicksburgMS39180
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow431 Ridgewood St, Vicksburg, MS, 39180 in Vicksburg is a top-tier cash-flow asset. At $254,000 it produces $2,142/mo in rent and $588/mo in net monthly income, a 10.12% gross rental yield. The DSCR of 1.88 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $7,052. Five-year appreciation adds $70,176, driving a total cumulative return of $134,071.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 7.4% |
| Monthly Cash Flow | $588 | $420 |
City averages based on Vicksburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,142 |
| Total Monthly Debt Service | $1,453 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
0.38 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
0.38 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brenda Love • Love Realty of MS, LLC
Mls Name: Vicksburg Warren County BOR
Mls ID: #33025
Disclaimer: Copyright Vicksburg-Warren County Board of REALTORS. All rights reserved. Information is deemed reliable but not guaranteed.