601 W Main St, Utica, MS, 39175 | $648/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Utica at 601 W Main St, Utica, MS, 39175 priced at $194,000 converts $1,836/mo rent into $648/mo cash flow after a $950/mo obligation. Total monthly income equals $1,836/mo, and annual cash flow totals $7,780/yr on $64,311 invested. Return on cash invested prints 32.01% in year one, and rental yield reads 11.36% against a $194,000 entry. Equity gained on principal adds $1,252/yr, while 5% annual appreciation compiles into $53,599 by year five. Five-year ROI reaches 167.69% and total cumulative return in cash sums $107,840. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $1,836/mo property income covering a $950/mo payment, not borrower’s personal income.

Single Family

Built in 1938

2.60 Acres lot

$N/A/sqft

No HOA