4839 Cayuga Rd, Utica, MS, 39175 | $188/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Utica at 4839 Cayuga Rd, Utica, MS, 39175 uses $74,588 cash to close to unlock $2,260/yr annual cash flow and $188/mo monthly cash flow. Total monthly income runs $1,565/mo, and a $1,101/mo payment keeps the spread at $188/mo. Purchase price stands at $225,000, and rental yield measures 8.35% with $1,565/mo rent. Return on cash invested shows 22.94% in year one, and 5% annual appreciation builds toward $62,163 over five years. Five-year ROI reaches 119.03% and total cumulative return in cash records $88,785. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,565/mo property income covering a $1,101/mo payment rather than investor’s personal income.

Single Family

Built in 1973

5 Acres lot

$N/A/sqft

No HOA