415 W 5th StLa CrosseKS67548
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis La Crosse rental at 415 W 5th St, La Crosse, KS, 67548 sits in the solid-income band: 10.16% gross yield, $1,044/mo rent, $224/mo net after the $554/mo debt service, DSCR 1.88. Entry price of $123,270 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $34,057 and $1,135/yr in principal reduction bring total cumulative return to $61,467.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 7.5% |
| Monthly Cash Flow | $224 | $450 |
City averages based on La Crosse market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,044 |
| Total Monthly Debt Service | $771 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67548, La Crosse, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 733 (100%) |
| Owner Occupied HU | 479 (65.3%) |
| Renter Occupied HU | 130 (17.7%) |
| Vacant Housing Units | 124 (16.9%) |
| Median Home Value | $82,100 |
| Average Home Value | $107,056 |
Housing Distribution
Address Breakdown
Residential
452
Single Family
438
Multi-Family
14
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67548, La Crosse, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 733 (100%) |
| Owner Occupied HU | 479 (65.3%) |
| Renter Occupied HU | 130 (17.7%) |
| Vacant Housing Units | 124 (16.9%) |
| Median Home Value | $82,100 |
| Average Home Value | $107,056 |
Housing Distribution
Address Breakdown
Residential
452
Single Family
438
Multi-Family
14
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices