








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Temple at 4016 Whispering Oaks, Temple, TX, 76504 listed at $305,590 pairs $2,312/mo rent with a $1,496/mo payment to leave $104/mo cash flow. Total monthly income runs $2,312/mo, and annual cash flow reaches $1,251/yr on $101,303 cash to close. Return on cash invested measures 21.14% in year one, and rental yield registers 9.08% at a $305,590 basis. Equity gained on principal adds $1,972/yr, and annual property appreciation at 5% supports $84,429 by year five. Five-year ROI tracks 110.85% and total cumulative return in cash totals $112,299. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,312/mo property income relative to a $1,496/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 76504, Temple, TX area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,346 (100%) |
| Owner Occupied HU | 4,802 (36.0%) |
| Renter Occupied HU | 7,272 (54.5%) |
| Vacant Housing Units | 1,272 ( 9.5%) |
| Median Home Value | $208,864 |
| Average Home Value | $274,573 |
Residential
11,800
Single Family
8,424
Multi-Family
3,376
Businesses
1,106
Date | Event | Price |
|---|---|---|
| 2025-06-14 | Listing removed | $1,800 |
| 2025-06-03 | Price change | $1,800 |
| 2025-05-17 | Listed for rent | $2,200 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2025-10-09 | N/A | N/A | $305,590 | 0.10% |
| 2024-10-09 | $5484.31 | 1.52% | $305,296 | -0.89% |
| 2023-10-09 | $5402.02 | -19.44% | $308,026 | 10.00% |



Listed by: N/A • N/A
Mls Name: Zillow Rentals
Mls ID: #N/A