The 1363 Plan, South Pointe, Temple, TX, 76504 | $385/mo Cash Flow

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The 1363 Plan, South Pointe, Temple, TX, 76504 | $385/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Temple at The 1363 Plan, South Pointe, Temple, TX, 76504 listed at $231,900 pairs $2,034/mo rent with a $1,135/mo payment to leave $385/mo cash flow. Total monthly income runs $2,034/mo, and annual cash flow reaches $4,619/yr on $76,875 cash to close. Return on cash invested measures 25.92% in year one, and rental yield registers 10.53% at a $231,900 basis. Equity gained on principal adds $1,496/yr, and annual property appreciation at 5% supports $64,070 by year five. Five-year ROI tracks 136.26% and total cumulative return in cash totals $104,751. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,034/mo property income relative to a $1,135/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

Some images shown may be from a previously built Stylecraft home of similar design. Actual options, colors, and selections may vary. Contact us for details! This charming 3 bedroom, 2 bath home is spacious with a versatile design! Featuring a foyer and galley way entrance, this home feels elegant and special immediately upon your entrance. Some of our favorite things about this floor plan are its large primary bedroom, which includes a massive closet, and enough space for a sitting area in front of the window beaming with natural light. This home is great for entertaining, with so much counter space and its separate formal dining room that flows seamlessly into the kitchen.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76504, Temple, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	13,346 (100%)
Owner Occupied HU	4,802 (36.0%)
Renter Occupied HU	7,272 (54.5%)
Vacant Housing Units	1,272 ( 9.5%)
Median Home Value	$208,864
Average Home Value	$274,573