38538 Callaway BlvdDade cityFL33525
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 38538 Callaway Blvd, Dade city, FL, 33525 in Dade city. Priced at $125,000, it generates $1,954/mo in gross rent and $1,124/mo in net monthly cash flow, a 18.75% yield that comfortably supports the 3.48 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $13,489. Five-year appreciation: $34,535. Equity from principal paydown: $1,151/yr. Total projected cumulative return: $120,031.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 18.8% | 9.0% |
| Monthly Cash Flow | $1,124 | $1,200 |
City averages based on Dade city market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,954 |
| Total Monthly Debt Service | $780 |
| DSCR Ratio | 2.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2005
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33525, Dade City, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,939 (100%) |
| Owner Occupied HU | 6,843 (68.8%) |
| Renter Occupied HU | 1,836 (18.5%) |
| Vacant Housing Units | 1,260 (12.7%) |
| Median Home Value | $375,434 |
| Average Home Value | $420,057 |
Housing Distribution
Address Breakdown
Residential
9,008
Single Family
8,500
Multi-Family
508
Businesses
466
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2005
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33525, Dade City, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,939 (100%) |
| Owner Occupied HU | 6,843 (68.8%) |
| Renter Occupied HU | 1,836 (18.5%) |
| Vacant Housing Units | 1,260 (12.7%) |
| Median Home Value | $375,434 |
| Average Home Value | $420,057 |
Housing Distribution
Address Breakdown
Residential
9,008
Single Family
8,500
Multi-Family
508
Businesses
466
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices