8513 Lucuya Way UNIT 209Temple TerraceFL33637
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe income profile at 8513 Lucuya Way UNIT 209, Temple Terrace, FL, 33637 in Temple Terrace is straightforward: $119,900 in, $1,662/mo in rent, $263/mo out after debt service. The 16.63% gross yield and 3.08 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $33,126 by year five. With $1,104/yr in principal equity, the total cumulative return is projected at $65,256.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 16.6% | 6.2% |
| Monthly Cash Flow | $263 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,662 |
| Total Monthly Debt Service | $1,352 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1995
2 sqft lot
$N/A/sqft
$575 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33637, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,396 (100%) |
| Owner Occupied HU | 3,305 (39.4%) |
| Renter Occupied HU | 4,675 (55.7%) |
| Vacant Housing Units | 416 ( 5.0%) |
| Median Home Value | $315,738 |
| Average Home Value | $308,939 |
Housing Distribution
Address Breakdown
Residential
8,045
Single Family
5,752
Multi-Family
2,293
Businesses
410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1995
2 sqft lot
$N/A/sqft
$575 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33637, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,396 (100%) |
| Owner Occupied HU | 3,305 (39.4%) |
| Renter Occupied HU | 4,675 (55.7%) |
| Vacant Housing Units | 416 ( 5.0%) |
| Median Home Value | $315,738 |
| Average Home Value | $308,939 |
Housing Distribution
Address Breakdown
Residential
8,045
Single Family
5,752
Multi-Family
2,293
Businesses
410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices