204 Meadow Brook Ln #204MPlant CityFL33565
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.18% yield at 204 Meadow Brook Ln #204M, Plant City, FL, 33565 in Plant City is solid, but the $481/mo payment compresses net cash flow to $109/mo at $106,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $29,535 by year five, and $985/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.91) without U.S. income documentation. Total projected return: $54,291.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 7.5% |
| Monthly Cash Flow | $109 | $300 |
City averages based on Plant City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $920 |
| Total Monthly Debt Service | $667 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33565, Plant City, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,420 (100%) |
| Owner Occupied HU | 6,683 (79.4%) |
| Renter Occupied HU | 981 (11.7%) |
| Vacant Housing Units | 756 ( 9.0%) |
| Median Home Value | $416,130 |
| Average Home Value | $414,913 |
Housing Distribution
Address Breakdown
Residential
7,643
Single Family
6,800
Multi-Family
843
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33565, Plant City, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,420 (100%) |
| Owner Occupied HU | 6,683 (79.4%) |
| Renter Occupied HU | 981 (11.7%) |
| Vacant Housing Units | 756 ( 9.0%) |
| Median Home Value | $416,130 |
| Average Home Value | $414,913 |
Housing Distribution
Address Breakdown
Residential
7,643
Single Family
6,800
Multi-Family
843
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Zachary Cardwell • Superior Integrity Mobile Home Sales
Mls Name: NY State MLS
Mls ID: #11483524