373 Summit CircleBrattleboroVT05301
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 373 Summit Circle, Brattleboro, VT, 05301 in Brattleboro at $895,000. Rental yield 6.23%. The 6.23% yield and 1.15 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $247,272 by year five, and $8,243/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $257,043.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 10.0% |
| Monthly Cash Flow | $(1,308) | $4,450 |
City averages based on Brattleboro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,646 |
| Total Monthly Debt Service | $5,598 |
| DSCR Ratio | 0.83x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2011
1.94 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05301, Brattleboro, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,009 (100%) |
| Owner Occupied HU | 4,890 (54.3%) |
| Renter Occupied HU | 3,153 (35.0%) |
| Vacant Housing Units | 966 (10.7%) |
| Median Home Value | $309,713 |
| Average Home Value | $354,993 |
Housing Distribution
Address Breakdown
Residential
7,655
Single Family
7,056
Multi-Family
599
Businesses
826
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2011
1.94 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05301, Brattleboro, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,009 (100%) |
| Owner Occupied HU | 4,890 (54.3%) |
| Renter Occupied HU | 3,153 (35.0%) |
| Vacant Housing Units | 966 (10.7%) |
| Median Home Value | $309,713 |
| Average Home Value | $354,993 |
Housing Distribution
Address Breakdown
Residential
7,655
Single Family
7,056
Multi-Family
599
Businesses
826
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices