10 Old Albany RdDeerfieldMA01342
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 10 Old Albany Rd, Deerfield, MA, 01342 in Deerfield delivers $5,640/mo in gross rent and $755/mo in net monthly income at a $775,000 entry. The 8.73% yield and 1.62 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $214,118 over five years and $7,138/yr in equity from loan paydown, total projected return is $342,858.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 5.2% |
| Monthly Cash Flow | $755 | $300 |
City averages based on Deerfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,640 |
| Total Monthly Debt Service | $4,576 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
7.69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01342, Deerfield, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 538 (100%) |
| Owner Occupied HU | 331 (61.5%) |
| Renter Occupied HU | 149 (27.7%) |
| Vacant Housing Units | 58 (10.8%) |
| Median Home Value | $398,558 |
| Average Home Value | $455,574 |
Housing Distribution
Address Breakdown
Residential
367
Single Family
367
Multi-Family
0
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
7.69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01342, Deerfield, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 538 (100%) |
| Owner Occupied HU | 331 (61.5%) |
| Renter Occupied HU | 149 (27.7%) |
| Vacant Housing Units | 58 (10.8%) |
| Median Home Value | $398,558 |
| Average Home Value | $455,574 |
Housing Distribution
Address Breakdown
Residential
367
Single Family
367
Multi-Family
0
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Aubri Watson • Valkyrie Realty LLC
Mls Name: MLS PIN
Mls ID: #73399580