6 Shattuck RdHadleyMA01035
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 6 Shattuck Rd, Hadley, MA, 01035 in Hadley is straightforward: $650,000 in, $4,799/mo in rent, $702/mo out after debt service. The 8.86% gross yield and 1.64 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $179,583 by year five. With $5,987/yr in principal equity, the total cumulative return is projected at $291,983.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 5.5% |
| Monthly Cash Flow | $702 | $450 |
City averages based on Hadley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,799 |
| Total Monthly Debt Service | $3,838 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1995
1.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01035, Hadley, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,397 (100%) |
| Owner Occupied HU | 1,569 (65.5%) |
| Renter Occupied HU | 703 (29.3%) |
| Vacant Housing Units | 125 ( 5.2%) |
| Median Home Value | $542,370 |
| Average Home Value | $566,437 |
Housing Distribution
Address Breakdown
Residential
2,208
Single Family
2,024
Multi-Family
184
Businesses
464
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
1.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01035, Hadley, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,397 (100%) |
| Owner Occupied HU | 1,569 (65.5%) |
| Renter Occupied HU | 703 (29.3%) |
| Vacant Housing Units | 125 ( 5.2%) |
| Median Home Value | $542,370 |
| Average Home Value | $566,437 |
Housing Distribution
Address Breakdown
Residential
2,208
Single Family
2,024
Multi-Family
184
Businesses
464
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christine Lau • 5 College REALTORS
Mls Name: MLS PIN
Mls ID: #73464349