30 Main StShelburneMA01370
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 30 Main St, Shelburne, MA, 01370 in Shelburne: $3,103/mo in rent, $614/mo in net income, 9.43% gross yield, 1.75 DSCR, all at $395,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $109,131 in appreciation and $3,638/yr in principal paydown projects total cumulative return of $189,468.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 7.0% |
| Monthly Cash Flow | $614 | $900 |
City averages based on Shelburne market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,103 |
| Total Monthly Debt Service | $2,332 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01370, Shelburne Falls, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,158 (100%) |
| Owner Occupied HU | 1,395 (64.6%) |
| Renter Occupied HU | 558 (25.9%) |
| Vacant Housing Units | 205 ( 9.5%) |
| Median Home Value | $399,890 |
| Average Home Value | $468,998 |
Housing Distribution
Address Breakdown
Residential
1,790
Single Family
1,719
Multi-Family
71
Businesses
244
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01370, Shelburne Falls, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,158 (100%) |
| Owner Occupied HU | 1,395 (64.6%) |
| Renter Occupied HU | 558 (25.9%) |
| Vacant Housing Units | 205 ( 9.5%) |
| Median Home Value | $399,890 |
| Average Home Value | $468,998 |
Housing Distribution
Address Breakdown
Residential
1,790
Single Family
1,719
Multi-Family
71
Businesses
244
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73488195