47 Claverack RdSouth DeerfieldMA01373
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 47 Claverack Rd, South Deerfield, MA, 01373 in South Deerfield. Priced at $338,300, it generates $2,846/mo in gross rent and $714/mo in net monthly cash flow, a 10.1% yield that comfortably supports the 1.87 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $8,570. Five-year appreciation: $93,466. Equity from principal paydown: $3,116/yr. Total projected cumulative return: $174,413.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 5.0% |
| Monthly Cash Flow | $714 | $300 |
City averages based on South Deerfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,846 |
| Total Monthly Debt Service | $1,998 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1809
0.73 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01373, South Deerfield, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,356 (100%) |
| Owner Occupied HU | 1,743 (74.0%) |
| Renter Occupied HU | 473 (20.1%) |
| Vacant Housing Units | 140 ( 5.9%) |
| Median Home Value | $474,630 |
| Average Home Value | $576,520 |
Housing Distribution
Address Breakdown
Residential
2,048
Single Family
2,030
Multi-Family
18
Businesses
259
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1809
0.73 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01373, South Deerfield, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,356 (100%) |
| Owner Occupied HU | 1,743 (74.0%) |
| Renter Occupied HU | 473 (20.1%) |
| Vacant Housing Units | 140 ( 5.9%) |
| Median Home Value | $474,630 |
| Average Home Value | $576,520 |
Housing Distribution
Address Breakdown
Residential
2,048
Single Family
2,030
Multi-Family
18
Businesses
259
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A