1020 Sand Mill RdCheshireMA01225
INVESTMENT ANALYSIS
Investment Verdict
Solid Income1020 Sand Mill Rd, Cheshire, MA, 01225 in Cheshire is a solid income-producing rental, 8.65% gross yield, $2,421/mo rent, $304/mo net cash flow on a $335,900 buy. DSCR 1.60 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $92,803 and $3,094/yr in principal reduction project a total cumulative return of $147,105.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 7.0% |
| Monthly Cash Flow | $304 | $550 |
City averages based on Cheshire market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,421 |
| Total Monthly Debt Service | $1,983 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
1.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01225, Cheshire, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,608 (100%) |
| Owner Occupied HU | 1,262 (78.5%) |
| Renter Occupied HU | 202 (12.6%) |
| Vacant Housing Units | 144 ( 9.0%) |
| Median Home Value | $318,560 |
| Average Home Value | $367,995 |
Housing Distribution
Address Breakdown
Residential
1,252
Single Family
1,159
Multi-Family
93
Businesses
66
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
1.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01225, Cheshire, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,608 (100%) |
| Owner Occupied HU | 1,262 (78.5%) |
| Renter Occupied HU | 202 (12.6%) |
| Vacant Housing Units | 144 ( 9.0%) |
| Median Home Value | $318,560 |
| Average Home Value | $367,995 |
Housing Distribution
Address Breakdown
Residential
1,252
Single Family
1,159
Multi-Family
93
Businesses
66
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brenda Anne Durant • KEMPF-VANDERBURGH REALTY CONSULTANTS, INC.
Mls Name: BCMLS
Mls ID: #248702