249 Pinebrook DriveHyde ParkNY12538
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 249 Pinebrook Drive, Hyde Park, NY, 12538 in Hyde Park earns a 9.51% gross yield at $365,000. Rent of $3,163/mo nets $364/mo after the $1,641/mo mortgage. The 1.93 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $100,843 and $3,362/yr in equity accumulation project a total cumulative return of $177,840.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $364 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,163 |
| Total Monthly Debt Service | $2,427 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2004
4,356 sqft lot
$N/A/sqft
$135 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12538, Hyde Park, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,655 (100%) |
| Owner Occupied HU | 3,627 (64.1%) |
| Renter Occupied HU | 1,686 (29.8%) |
| Vacant Housing Units | 342 ( 6.0%) |
| Median Home Value | $356,737 |
| Average Home Value | $405,695 |
Housing Distribution
Address Breakdown
Residential
5,576
Single Family
5,062
Multi-Family
514
Businesses
370
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2004
4,356 sqft lot
$N/A/sqft
$135 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12538, Hyde Park, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,655 (100%) |
| Owner Occupied HU | 3,627 (64.1%) |
| Renter Occupied HU | 1,686 (29.8%) |
| Vacant Housing Units | 342 ( 6.0%) |
| Median Home Value | $356,737 |
| Average Home Value | $405,695 |
Housing Distribution
Address Breakdown
Residential
5,576
Single Family
5,062
Multi-Family
514
Businesses
370
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Avrahom Lewinson • Keller Williams Realty
Mls Name: OneKey MLS
Mls Provider:
Mls ID: #873865
Disclaimer: Based on information submitted to the MLS GRID as of 2025-10-25 04:13:15 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. [Click here for more information](/mls-disclaimers/#778)