7 River RoadLloydNY12528








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Lloyd at 7 River Road, Lloyd, NY, 12528 with 5% annual appreciation on a $397,000 basis while $3,205/mo rent supports operations. Total monthly income totals $3,205/mo and a $1,943/mo payment preserves $554/mo for cash returns. Annual cash flow comes to $6,648/yr on $131,606 deployed, and return on cash invested reaches 24.96% in year one. Equity gained on principal adds $2,562/yr, and five-year appreciation sums $109,684 alongside rental yield of 9.69%. Five-year ROI measures 130.6% and total cumulative return in cash totals $171,874.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,205/mo property income versus a $1,943/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1830
1.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12528, Highland, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,250 (100%) |
| Owner Occupied HU | 3,785 (60.6%) |
| Renter Occupied HU | 1,968 (31.5%) |
| Vacant Housing Units | 497 ( 8.0%) |
| Median Home Value | $415,318 |
| Average Home Value | $438,996 |
Housing Distribution
Address Breakdown
Residential
5,711
Single Family
5,431
Multi-Family
280
Businesses
436
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