411 Vineyard AvenueLloydNY12528








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Lloyd at 411 Vineyard Avenue, Lloyd, NY, 12528 priced at $313,500 pairs $2,607/mo rent with $514/mo cash flow after a $1,534/mo payment. Total monthly income equals $2,607/mo, and annual cash flow comes to $6,167/yr on $103,925 invested. Return on cash invested is 25.84% in year one, and rental yield stands at 9.98% on a $313,500 basis. Equity gained on principal adds $2,023/yr, and 5% annual appreciation accumulates to $86,614 by year five. Five-year ROI measures 135.3% and total cumulative return in cash reaches $140,606. For financing, Ziffy Mortgage’s DSCR program evaluates $2,607/mo property income against a $1,534/mo payment instead of your W2s, 1099s, or Tax returns.
Single Family
Built in 1963
10,019 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12528, Highland, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,250 (100%) |
| Owner Occupied HU | 3,785 (60.6%) |
| Renter Occupied HU | 1,968 (31.5%) |
| Vacant Housing Units | 497 ( 8.0%) |
| Median Home Value | $415,318 |
| Average Home Value | $438,996 |
Housing Distribution
Address Breakdown
Residential
5,711
Single Family
5,431
Multi-Family
280
Businesses
436
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Brian T. Smith • River Realty Services, Inc.
Mls Name: OneKey MLS
Mls Provider:
Mls ID: #805846
Disclaimer: The data relating to real estate for sale or lease on this web site comes in part from OneKey MLS. Real estate listings held by brokerage firms other than Zillow, Inc are marked with the OneKey MLS logo or an abbreviated logo and detailed information about them includes the name of the listing broker. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2025 OneKey MLS. All rights reserved.








