227 Rattlesnake DickMurphysCA95247
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowReliable, bankable, and well-priced, 227 Rattlesnake Dick, Murphys, CA, 95247 in Murphys delivers $2,569/mo in gross rent and $429/mo in net monthly income at a $169,000 entry. The 18.24% yield and 3.38 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $46,692 over five years and $1,557/yr in equity from loan paydown, total projected return is $96,427.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 18.2% | 6.5% |
| Monthly Cash Flow | $429 | $1,200 |
City averages based on Murphys market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,569 |
| Total Monthly Debt Service | $2,073 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1987
N/A lot
$N/A/sqft
$1,095 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95247, Murphys, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,562 (100%) |
| Owner Occupied HU | 1,475 (57.6%) |
| Renter Occupied HU | 428 (16.7%) |
| Vacant Housing Units | 659 (25.7%) |
| Median Home Value | $535,321 |
| Average Home Value | $566,320 |
Housing Distribution
Address Breakdown
Residential
1,443
Single Family
1,258
Multi-Family
185
Businesses
289
Nearby investment properties with comparable rents
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1987
N/A lot
$N/A/sqft
$1,095 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95247, Murphys, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,562 (100%) |
| Owner Occupied HU | 1,475 (57.6%) |
| Renter Occupied HU | 428 (16.7%) |
| Vacant Housing Units | 659 (25.7%) |
| Median Home Value | $535,321 |
| Average Home Value | $566,320 |
Housing Distribution
Address Breakdown
Residential
1,443
Single Family
1,258
Multi-Family
185
Businesses
289
Nearby investment properties with comparable rents
Listed by: Janet A. Cuslidge GRI • C-21 Sierra Properties -AC
Mls Name: CCARMLS
Mls ID: #202501520
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.