954 Morado CirCopperopolisCA95228
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 954 Morado Cir, Copperopolis, CA, 95228 in Copperopolis hard to pass up. The 19.11% gross yield on a $137,500 purchase results in $2,190/mo in rent and $1,245/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (3.54). Annual cash flow of $14,945, five-year appreciation of $37,989, and $1,266/yr in equity build-up combine for a projected total cumulative return of $132,739.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19.1% | 6.5% |
| Monthly Cash Flow | $1,245 | $200 |
City averages based on Copperopolis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,190 |
| Total Monthly Debt Service | $890 |
| DSCR Ratio | 2.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
3,920 sqft lot
$N/A/sqft
$42 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95228, Copperopolis, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,141 (100%) |
| Owner Occupied HU | 1,763 (56.1%) |
| Renter Occupied HU | 358 (11.4%) |
| Vacant Housing Units | 1,020 (32.5%) |
| Median Home Value | $528,036 |
| Average Home Value | $594,377 |
Housing Distribution
Address Breakdown
Residential
2,245
Single Family
2,117
Multi-Family
128
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
3,920 sqft lot
$N/A/sqft
$42 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95228, Copperopolis, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,141 (100%) |
| Owner Occupied HU | 1,763 (56.1%) |
| Renter Occupied HU | 358 (11.4%) |
| Vacant Housing Units | 1,020 (32.5%) |
| Median Home Value | $528,036 |
| Average Home Value | $594,377 |
Housing Distribution
Address Breakdown
Residential
2,245
Single Family
2,117
Multi-Family
128
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Roxanne Schilling • RE/MAX Gold - Copperopolis
Mls Name: CCARMLS
Mls ID: #202501505
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.