18717 Mill Villa Rd SPACE 615JamestownCA95327
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 18717 Mill Villa Rd SPACE 615, Jamestown, CA, 95327 in Jamestown: $1,110/mo in rent, $213/mo in net income, 9.19% gross yield, 1.70 DSCR, all at $145,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $40,061 in appreciation and $1,335/yr in principal paydown projects total cumulative return of $68,710.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $213 | $1,200 |
City averages based on Jamestown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,110 |
| Total Monthly Debt Service | $839 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2005
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95327, Jamestown, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,168 (100%) |
| Owner Occupied HU | 1,941 (61.3%) |
| Renter Occupied HU | 836 (26.4%) |
| Vacant Housing Units | 391 (12.3%) |
| Median Home Value | $477,682 |
| Average Home Value | $592,060 |
Housing Distribution
Address Breakdown
Residential
2,564
Single Family
2,476
Multi-Family
88
Businesses
209
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2005
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95327, Jamestown, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,168 (100%) |
| Owner Occupied HU | 1,941 (61.3%) |
| Renter Occupied HU | 836 (26.4%) |
| Vacant Housing Units | 391 (12.3%) |
| Median Home Value | $477,682 |
| Average Home Value | $592,060 |
Housing Distribution
Address Breakdown
Residential
2,564
Single Family
2,476
Multi-Family
88
Businesses
209
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Steve Belluomini • Corcoran Icon Properties
Mls Name: MetroList Services of CA
Mls ID: #225126889