20900 Oman DrSoulsbyvilleCA95372
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 20900 Oman Dr, Soulsbyville, CA, 95372 in Soulsbyville hard to pass up. The 11.18% gross yield on a $299,000 purchase results in $2,785/mo in rent and $926/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.07). Annual cash flow of $11,106, five-year appreciation of $82,608, and $2,754/yr in equity build-up combine for a projected total cumulative return of $172,992.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 6.2% |
| Monthly Cash Flow | $926 | $1,200 |
City averages based on Soulsbyville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,785 |
| Total Monthly Debt Service | $1,741 |
| DSCR Ratio | 1.60x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
0.41 Acres lot
$N/A/sqft
$30 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95372, Soulsbyville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 852 (100%) |
| Owner Occupied HU | 631 (74.1%) |
| Renter Occupied HU | 138 (16.2%) |
| Vacant Housing Units | 83 ( 9.7%) |
| Median Home Value | $426,111 |
| Average Home Value | $481,244 |
Housing Distribution
Address Breakdown
Residential
680
Single Family
680
Multi-Family
0
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
0.41 Acres lot
$N/A/sqft
$30 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95372, Soulsbyville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 852 (100%) |
| Owner Occupied HU | 631 (74.1%) |
| Renter Occupied HU | 138 (16.2%) |
| Vacant Housing Units | 83 ( 9.7%) |
| Median Home Value | $426,111 |
| Average Home Value | $481,244 |
Housing Distribution
Address Breakdown
Residential
680
Single Family
680
Multi-Family
0
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices