5428 Arbolada DrLa GrangeCA95329
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 5428 Arbolada Dr, La Grange, CA, 95329 in La Grange at $254,900 earns $1,757/mo in rent and nets $167/mo after the $1,146/mo payment, a 8.27% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $70,424 over five years. Ziffy Mortgage underwrites this on a 1.53 DSCR without U.S. credit history. With $2,348/yr in principal paydown, total projected return reaches $108,255.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 7.0% |
| Monthly Cash Flow | $167 | $1,500 |
City averages based on La Grange market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,757 |
| Total Monthly Debt Service | $1,475 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2005
1.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95329, La Grange, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,397 (100%) |
| Owner Occupied HU | 898 (64.3%) |
| Renter Occupied HU | 193 (13.8%) |
| Vacant Housing Units | 306 (21.9%) |
| Median Home Value | $411,792 |
| Average Home Value | $450,782 |
Housing Distribution
Address Breakdown
Residential
1,130
Single Family
1,130
Multi-Family
0
Businesses
48
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2005
1.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95329, La Grange, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,397 (100%) |
| Owner Occupied HU | 898 (64.3%) |
| Renter Occupied HU | 193 (13.8%) |
| Vacant Housing Units | 306 (21.9%) |
| Median Home Value | $411,792 |
| Average Home Value | $450,782 |
Housing Distribution
Address Breakdown
Residential
1,130
Single Family
1,130
Multi-Family
0
Businesses
48
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Janet Horton • Vylla Home Inc.
Mls Name: MetroList Services of CA
Mls ID: #226010172