200 N Avenue DCross PlainsTX76443
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Cross Plains rentals match the income profile of 200 N Avenue D, Cross Plains, TX, 76443. Listed at $157,500, gross rent is $4,261/mo and net cash flow is $3,141/mo, a 32.47% yield well above national averages. DSCR 6.02 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $43,514 by year five with $1,451/yr in annual principal reduction, projecting $262,487 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 32.5% | 6.2% |
| Monthly Cash Flow | $3,141 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,261 |
| Total Monthly Debt Service | $1,057 |
| DSCR Ratio | 4.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
0.64 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76443, Cross Plains, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,060 (100%) |
| Owner Occupied HU | 672 (63.4%) |
| Renter Occupied HU | 162 (15.3%) |
| Vacant Housing Units | 226 (21.3%) |
| Median Home Value | $173,026 |
| Average Home Value | $229,360 |
Housing Distribution
Address Breakdown
Residential
707
Single Family
707
Multi-Family
0
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
0.64 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76443, Cross Plains, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,060 (100%) |
| Owner Occupied HU | 672 (63.4%) |
| Renter Occupied HU | 162 (15.3%) |
| Vacant Housing Units | 226 (21.3%) |
| Median Home Value | $173,026 |
| Average Home Value | $229,360 |
Housing Distribution
Address Breakdown
Residential
707
Single Family
707
Multi-Family
0
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices