188 College StAckermanMS39735
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 188 College St, Ackerman, MS, 39735 in Ackerman deserves attention. This $195,200 property earns $1,834/mo in rent, a 11.27% gross yield, and nets $639/mo after the $878/mo payment. DSCR 2.09 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $53,930 compounds alongside $1,798/yr in yearly equity build, for a total cumulative return of $115,099.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 6.2% |
| Monthly Cash Flow | $639 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,834 |
| Total Monthly Debt Service | $1,117 |
| DSCR Ratio | 1.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39735, Ackerman, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,002 (100%) |
| Owner Occupied HU | 1,295 (64.7%) |
| Renter Occupied HU | 403 (20.1%) |
| Vacant Housing Units | 304 (15.2%) |
| Median Home Value | $159,309 |
| Average Home Value | $226,280 |
Housing Distribution
Address Breakdown
Residential
1,489
Single Family
1,465
Multi-Family
24
Businesses
164
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39735, Ackerman, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,002 (100%) |
| Owner Occupied HU | 1,295 (64.7%) |
| Renter Occupied HU | 403 (20.1%) |
| Vacant Housing Units | 304 (15.2%) |
| Median Home Value | $159,309 |
| Average Home Value | $226,280 |
Housing Distribution
Address Breakdown
Residential
1,489
Single Family
1,465
Multi-Family
24
Businesses
164
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A