39774 Highway 14 WMcCoolMS39108
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 39774 Highway 14 W, McCool, MS, 39108 in McCool. Rental yield 0.58%. At $249,900 with 0.58% gross yield, current distributions are modest, but the 5% appreciation rate projects $69,043 in new equity by year five, complemented by $2,302/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.11) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $3,989.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0.6% | 6.2% |
| Monthly Cash Flow | $(1,409) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $120 |
| Total Monthly Debt Service | $1,430 |
| DSCR Ratio | 0.08x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1985
39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39108, Mc Cool, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 913 (100%) |
| Owner Occupied HU | 579 (63.4%) |
| Renter Occupied HU | 102 (11.2%) |
| Vacant Housing Units | 232 (25.4%) |
| Median Home Value | $87,014 |
| Average Home Value | $151,481 |
Housing Distribution
Address Breakdown
Residential
872
Single Family
872
Multi-Family
0
Businesses
19
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1985
39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39108, Mc Cool, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 913 (100%) |
| Owner Occupied HU | 579 (63.4%) |
| Renter Occupied HU | 102 (11.2%) |
| Vacant Housing Units | 232 (25.4%) |
| Median Home Value | $87,014 |
| Average Home Value | $151,481 |
Housing Distribution
Address Breakdown
Residential
872
Single Family
872
Multi-Family
0
Businesses
19
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A