145 Eaton LaneBrewsterMA02631
INVESTMENT ANALYSIS
Investment Verdict
Solid Income145 Eaton Lane, Brewster, MA, 02631 in Brewster carries a 1.60 coverage ratio, rent of $3,049/mo is 1.60 times the $1,911/mo payment. Rental yield 8.61%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $425,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $117,420; total projected cumulative return: $157,919.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 5.0% |
| Monthly Cash Flow | $(84) | $800 |
City averages based on Brewster market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,049 |
| Total Monthly Debt Service | $2,965 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1985
N/A lot
$N/A/sqft
$455 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02631, Brewster, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,840 (100%) |
| Owner Occupied HU | 4,136 (46.8%) |
| Renter Occupied HU | 897 (10.1%) |
| Vacant Housing Units | 3,807 (43.1%) |
| Median Home Value | $784,868 |
| Average Home Value | $909,379 |
Housing Distribution
Address Breakdown
Residential
5,858
Single Family
4,974
Multi-Family
884
Businesses
340
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1985
N/A lot
$N/A/sqft
$455 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02631, Brewster, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,840 (100%) |
| Owner Occupied HU | 4,136 (46.8%) |
| Renter Occupied HU | 897 (10.1%) |
| Vacant Housing Units | 3,807 (43.1%) |
| Median Home Value | $784,868 |
| Average Home Value | $909,379 |
Housing Distribution
Address Breakdown
Residential
5,858
Single Family
4,974
Multi-Family
884
Businesses
340
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices