135 Valencia St APT A208San FranciscoCA94103
INVESTMENT ANALYSIS
Investment Verdict
Solid Income135 Valencia St APT A208, San Francisco, CA, 94103 in San Francisco is a solid income-producing rental, 9.36% gross yield, $4,916/mo rent, $308/mo net cash flow on a $630,000 buy. DSCR 1.74 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $174,057 and $5,802/yr in principal reduction project a total cumulative return of $261,788.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 4.5% |
| Monthly Cash Flow | $308 | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,916 |
| Total Monthly Debt Service | $4,358 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1997
1.00 Acres lot
$N/A/sqft
$711 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94103, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,565 (100%) |
| Owner Occupied HU | 2,938 (12.5%) |
| Renter Occupied HU | 17,788 (75.5%) |
| Vacant Housing Units | 2,839 (12.0%) |
| Median Home Value | $1,169,730 |
| Average Home Value | $1,246,390 |
Housing Distribution
Address Breakdown
Residential
20,069
Single Family
1,933
Multi-Family
18,136
Businesses
3,435
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1997
1.00 Acres lot
$N/A/sqft
$711 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94103, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,565 (100%) |
| Owner Occupied HU | 2,938 (12.5%) |
| Renter Occupied HU | 17,788 (75.5%) |
| Vacant Housing Units | 2,839 (12.0%) |
| Median Home Value | $1,169,730 |
| Average Home Value | $1,246,390 |
Housing Distribution
Address Breakdown
Residential
20,069
Single Family
1,933
Multi-Family
18,136
Businesses
3,435
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Minh-Ngoc Liz Nguyen • City Real Estate
Mls Name: SFAR
Mls Provider:
Mls ID: #424058340
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.