132 E Main StWest BrookfieldMA01585
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 132 E Main St, West Brookfield, MA, 01585 in West Brookfield: $2,210/mo in rent, $635/mo net, 10.61% gross yield, all on a $249,900 acquisition. The 1.97 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $69,043 in value, and $2,302/yr in principal paydown steadily builds equity. Projected total cumulative return: $135,761.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 7.0% |
| Monthly Cash Flow | $635 | $750 |
City averages based on West Brookfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,210 |
| Total Monthly Debt Service | $1,476 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01585, West Brookfield, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,209 (100%) |
| Owner Occupied HU | 1,611 (72.9%) |
| Renter Occupied HU | 412 (18.7%) |
| Vacant Housing Units | 186 ( 8.4%) |
| Median Home Value | $410,051 |
| Average Home Value | $426,816 |
Housing Distribution
Address Breakdown
Residential
1,474
Single Family
1,437
Multi-Family
37
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01585, West Brookfield, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,209 (100%) |
| Owner Occupied HU | 1,611 (72.9%) |
| Renter Occupied HU | 412 (18.7%) |
| Vacant Housing Units | 186 ( 8.4%) |
| Median Home Value | $410,051 |
| Average Home Value | $426,816 |
Housing Distribution
Address Breakdown
Residential
1,474
Single Family
1,437
Multi-Family
37
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73486088